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Loans & Scholarships

Welcome to the Department of Loans and Scholarships


The 1995 Constitution of the Republic of Uganda provides for fundamental human rights and under Chapter 4, Article 30 provides that all persons have a right to education. The preamble to the constitution further provides for National Objectives and Directive Principles of State Policy, and it is under Objective XIV that it is provided that the state shall endeavour to fulfil the fundamental rights of all Ugandans to social justice and economic development and shall in particular ensure that all Ugandans enjoy rights and opportunities and access to education. In ensuring access to education, Objective XVIII provides that the state shall promote and take appropriate measures to afford every citizen equal opportunity to attain the highest education standard possible.

The Ministry of Education and Sports under its mandate is implementing the Students Loan Scheme for students enrolled in Higher Institutions of Learning beginning Financial Year 2013/14.The objective of the Loan Scheme is to increase equitable access to Higher Education in Uganda and also support qualified students who may not afford the cost of Higher Education. Therefore, the loans shall be made available to brilliant but needy students.

Brilliant means a qualifying student admitted to a Higher Education Institution.
Needy means a Brilliant student who cannot afford to pay the Higher Education Tuition, Research/Functional fees and Aids and Appliances for PWDs.

Rationale for the establishment of the HESFB
In 1997, the Government established Universal Primary Education (UPE); this has led to the increase in enrollment for Primary Education which currently stands at 8.2 million Pupils (i.e 91% of the Primary School Going Children in Uganda).

The increase in Primary enrollment over the years, has led to an increase in the number of students joining Secondary Schools and subsequently Tertiary institutions. Currently, the Universal Secondary Education (USE) enrollment stands at 1.3 million students (i.e 25% of Secondary School Going Children).

To address the increasing numbers, the Government introduced Universal Post Primary Education and Training (UPPET) in 2007 and Universal Post Ordinary Level Education and Training (UPOLET) in 2012.

These initiatives are the key influencing factors that led the NRM Government in its 2011 presidential manifesto to create a Students’ Loan Scheme that is intended to support financially the brilliant but needy students in pursuit for Higher Education.

Role of HESFB

HESFB is mandated to offer Loans and Scholarships to qualifying students at Higher Educations Institutions.

Mission, Vision and Core Values of HESFB

HESFB’s Vision, Mission and Core Values, largely shape its existence, strategy and growth focus.


“Equitable Financing of Higher Education for all Ugandans”


“To provide financing support to brilliant but needy Ugandans students as an intervention for equitable access to Higher Education”

Core Values:

  • Integrity
  • Team work
  • Innovativeness
  • Transparency
  • Fairness

Purpose for the funding

Loans are provided majorly;

i. To increase equitable access to Higher Education for all Ugandans

ii. To support qualified students who cannot afford Higher Education

iii. To ensure regional balance in Higher Education services for all Ugandans

iv. To develop and support programmes which are deemed critical to national development

v. To ensure a sustainable revolving loan Fund

Eligible programmes

The student’s loans scheme shall offer financial support to brilliant but needy students pursuing accredited programmes at the following education levels:

i. Post-Secondary Certificates.

ii. Diplomas

iii. Undergraduate programmes

iv. Postgraduate programmes

v. Doctoral programmes

NB: HESFB shall determine the courses/programmes for funding on annual basis in line with the National Development Priorities and the available resource envelope.

Eligible Courses

HESFB shall determine the programmes/courses to be supported. Information regarding the programmes/courses to be supported for an academic year shall be determined by the Board, and advertised in both visual and print media for the benefit of all stakeholders.


The following undergraduate programmes were considered in the first phase S/No. Programmes/Courses:

1 B. Medicine & B. Surgery

2 B. Dentistry

3 B. Physiotherapy

4 B.Sc. Medical Radiography

5 B. Pharmacy

6 B. Pharmaceutical Sciences

7 B. Nursing

8 B. Nursing Completion

9 B. Clinical Medicine & Comm. Health

10 B. Community Health

11 B. Medical Lab. Sciences

12 B. Medical Lab. Completion

13 B. Veterinary Medicine

14 BSc. Animal Production and Management

15 BSc. Education

16 B. Voc. Studies in Agric. with Educ.

17 B. Agriculture

18 BSc. Agriculture Mechanization

19 BSc. Water Resource Engineering

20 BSc. Agro Processing Engineering

21 BSc. Mining Engineering

22 B. Agriculture & Entrepreneurship

23 B.Sc. Electrical Engineering

24 B.Sc. Civil Engineering

25 B.Sc. Mechanical Engineering

26 B.Sc. Petroleum Engineering


The Selected disciplines are:-

Computer Science, Statistics, Pure Sciences, Agricultural Extension Education and Special needs Education.



Computer Science

BSc. Computer Science


BSc. Information Technology




B. Statistics


BSc. Quantitative Economics



Pure Science

BSc. Industrial Chemistry




Special needs Education


Agricultural Extension Education




Diploma in Mental Health


Diploma in Paediatrics


Diploma in Nursing


Diploma in Midwifery                    


Diploma in comprehensive Nursing


Diploma in Medical Lab Technology


Diploma in Pharmacy


Diploma in Occupational Therapy


Diploma in Physiotherapy


Diploma in Medical Radiography


Diploma in Clinical Medicine


 Diploma in Environmental Health Science


Diploma in Dental Technology


Diploma in Public Health Dentistry


Diploma in Clinical & Community Nutrition


Diploma in Audiology


Diploma in Medical Entomology


Diploma in Health Counselling and Social Care


Diploma Courses offered at Technical Colleges, Meteorological & Survey Institutions


Diploma in Land management and evaluation


Diploma in land Surveying


Diploma in Cartography


Diploma in Physical Planning


Diploma in Metrology


Diploma in Architecture


Diploma in Building & Civil Engineering


Diploma in Ceramics


Diploma in Electrical Engineering


Diploma in Mechanical Engineering


Diploma in Water Engineering


Diploma in Refrigeration & Air Conditioning


Higher Diploma in Building & Construction Engineering


Higher Diploma in Mechanical Engineering


Higher Diploma in Electrical Engineering



Programme Name

Bugema University

D. Mechanical and Production Engineering.

D. Building Engineering

D. Information Technology

Busitema University

D. Ginning  Engineering

D. animal production & Management

D. Agricultural Engineering

D. Crop production &Management

D. Computer Engineering


D. Computer Science

D. in Pharmacy


D. Computer Science and Information Technology

A.D. Health Services Management

D. Livestock Science

A.D. Health Services Management

D. Comprehensive Nursing

D. Midwifery

D. General Nursing


D. Computer Science

D. Medical Lab Technology


O.D. in Science Technology (Biology)

O.D Science Technology(Chemistry)

O.D Science Technology (Physics)

D. Computer Science

D. Textile Design and Technology

D. Physical Education and Sports Management

D. Food Processing Technology

D. Ceramic Technology

O.D Refrigeration and Air Conditioning

H.D Civil and Building Engineering

D. Ceramics

O.D. Mechanical and Production Engineering

O.D. Civil and Building Engineering

O.D. Telecommunications Engineering

O.D. Water Engineering

O.D. Automobile Engineering

O.D. Architecture

O.D. Computer Engineering

D. Biomedical Engineering

H.D. Mechanical Engineering

H.D. Electrical Engineering

O.D. Electrical and Electronic Engineering

D. Education Secondary (Technological Studies)



D. Palliative Care with Hospice Uganda

D. Orthopaedic Technology

D. Medical Entomology

D. Orthopaedic Medicine

D. Medical Radiography

D. Public Health Nursing

D. Otolaryngology

D. Occupational Therapy

D. Medical Radiology

D. Anesthesia

D. Medical Laboratory Technology

D. Pharmacy

D. Health Tutors

D. Clinical Psychiatry

D. Ophthalmology

D. Physiotherapy

D. Civil Engineering Surveying

H.D. Clinical Instruction Curriculum

D. Public Health Dentistry


D. Community HIV/AIDS Care. In Cooperation with the Mildmay Centre

D. Science Laboratory Technology


D. Science Laboratory Technology

D. Physical Education and Sports Management

D. Sustainable Agriculture

D. Computer Science


D. Environmental Sciences

D. Sustainable Agriculture


D. Health Administration


D. Health Insurance Management

D. Computer Science and Information Technology

D. Clinical Mentoring

Eligibility Criteria:

An applicant shall be considered for funding on condition that:

i. They have an admission to accredited programme/courses from a chartered University or listed Higher Education Institution.

ii. They are citizens of Uganda.

iii. They have passed the Means Test.

Application for funding

An advert shall be placed in the national newspapers annually soliciting applications from eligible students.

Application forms for the Loans and/or Scholarships shall be completed and submitted to HESFB in a manner defined by the advert.

All applications shall attract an application fee determined by HESFB.

Evidence of payment for the application fee shall form part of the application.

Loan Application Requirements All completed application forms shall be accompanied with:

i. 3 coloured pass port size photographs

ii. Acceptable valid form of Identification which can be (National ID, Passport, Driver’s License, Voter’s Card, School ID, NSSF Card).

iii. Bank slip confirming payment of the Application fee

iv. Academic Certificates / pass slips

v. Birth Certificate

vi. Admission letter to HEI vii. CRB / Financial Card [mandatory]

viii. Sketch map to applicant’s home of origin.

Funding scope

The financial support (Loans/Scholarship) shall cover:

i. Tuition fees

ii. Functional fees

iii. Research expenses

iv. Aids and Appliances for PWDs


Loans shall be repayable with interest.

The interest shall be determined and defined by HESFB. Scholarships shall not be repayable, except where a student:

i. Abandons the course without reasonable cause

ii. Changes a course

iii. Fails to comply with any other terms and conditions of the scholarship.


a) Repayment:

A loanee shall start repaying the loan together with the applicable interest one year after the study period, on gaining employment. The one-year-after-study period is called the Grace Period. The loan shall be repaid over a period equal to the study period as defined in the admission letter. On completion of study, the loanee shall make contact with HESFB to pick the loan repayment schedule.

b)Early Repayment

HESFB shall allow loan repayment before due date (even during the study period) as this reduces the financial burden on the student in terms of the loan and applicable interest. Interest shall be charged on only outstanding loan amounts.

c) Loan Period

Loan period for purposes of this manual, shall mean, the predetermined period within which the borrower is expected to complete repayment of the loan and the applicable interest. This period for purposes of the Students Loan Scheme, shall be twice the borrower’s study period plus the Grace period.

d) Loan repayment period:

The loan repayment period shall be the period within which the loanee is expected to complete repayment of the loan and the applicable interest, and is equal to the study period of the programme/course respectively.

e) Grace period:

Undergraduate loans are permissible to be offered a grace period, which is a 12-month period commencing after the study period. The period is given to enable the loanee re-organise/settle or transit from student to working life.


Obligation of the loanee:

A loanee shall be required within one year after completion of studies:

i. To inform the HESFB of their new contacts/address

ii. To inform HESFB of their plans to commence repayment of the loan and the applicable interest.

iii. To execute a loan repayment schedule with HESFB.

Obligations of an employer of a loanee:

An employer shall be required upon engaged of a loanee:

i. To inform HESFB of the engagement in writing

ii. To deduct and remit to HESFB the loan amount and applicable interest due/outstanding from the loanee’s remuneration.

Types of Scholarships:

i. Internal scholarships

Internal scholarships shall be given to students who qualify for programmes that are offered in Higher Education Institutions in Uganda

ii. External Scholarships

External Scholarships shall only be awarded to students who qualify for programmes that are not offered in Higher Education Institutions in Uganda.

iii. Bilateral Scholarships

Bilateral Scholarships may be awarded subject to conditions agreed upon by the Donor Country and the Government of Uganda.